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LVR Calculator

AustraliaDeterministic arithmeticClass A · deterministic arithmeticNo statutory rules requiredMethodology
AUD
AUD

Enter the property value and loan amount to calculate the LVR.

Summary

Enter the property value and the loan amount to see the ratio and the working behind it.

Working

  1. LVR = loan amount ÷ property value
  2. the result is shown to one decimal place

Assumptions

  • The property value is the figure you enter. Lenders use their own valuation, which can differ from a purchase price or an online estimate.
  • The loan amount is the amount advanced, before any capitalised insurance premium or fee.

Limitations

  • Lenders mortgage insurance thresholds, premiums and capitalisation rules vary by lender and are not modelled.
  • Cross-collateralised and multi-property structures compute LVR differently and are out of scope.
  • Result accuracy class A: deterministic arithmetic on the figures you enter.